Pre-Graduation Payments - The employer primarily makes these though the student is expected to make a small payment as well.

Post-Graduation Payments - The employer deducts the remaining portion of the loan using after tax dollars from the newly hired student’s paycheck.

Switching Employers - Should the employment leave the firm to a non-participating firm they will be responsible for the balance of the loans as per the ESTA agreement.

Payment Amount - The maximum payment amount is based on the employee’s salary and based on financial best practices.